Comments on: Does the United Healthcare Choice Plus insurance plan cover pre-existing sleep apnea CPAP treatments?

By: Joseph G

Joseph G — Tue, 09 Mar 2010 12:05:10 +0000

Typically if they do not exclude this condition in your contract and you were covered continuously prior to the new policy, you should be covered. That being said sleep apnea is usually excluded or ridered and is not covered..in individual medical plans. I have never had a policy issued without this condition being excluded. Sorry for this but I hope it is helpful.

By: Zarnev

Zarnev — Tue, 09 Mar 2010 08:27:14 +0000

If it is a group plan there will probably be coverage subject to a waiting period. If you had insurance immediately prior to getting this plan the waiting period will probably have been waived.

If it is an individual plan there will be a waiting period of 6 to 12 months depending upon which state you live in.